Save | Cheektowaga Agency

How to Save On Auto Insurance

Take Defensive Driver/Accident Prevention course. In class or online courses available. It is best to call us to find out how much you could actually save.
Inquire about Driver Training or Driver Education for younger drivers. It is best to call us to find out how much you could actually save.
Sign up for Electronic Funds Transfer (EFT) Discount. Automatic sweep through your checking, or credit card.
Take advantage of Paid in Full Discount.
Try to keep your credit score stable. Many insurance companies base rates on credit scores.
Some companies offer early quote discount.
Multi-Car discounts. If possible, combine autos on one policy.
Multi-Policy discounts. Combine other policies with same carrier.
New Car discount.
Safe Driver discount.
Home Ownership discount
Student Away at School. Usually going to school 100 miles or more away, no vehicle with student.
Good Student discount. Usually B or better.
Review the safety features that are on your car and review your auto policy.

Combine Insurance Policies and Save

Auto

How to Save On Home Insurance

Combine Home & Auto for multi-policy discounts.
Do you have Burglar alarms? Central burglar alarm systems, that are monitored by a professional service, or local alarm that is heard on premises.
Fire alarms. Central alarm system monitored by professional service.
Camera systems monitored by homeowner.
Smoke detectors, fire extinguishers, dead bolts.
Generators: Either whole house or portable.
Age of roof, or heating system. Some companies give credits for updated roof or heating system.
Type of electrical system.
Type of plumbing.
Swimming pools could impact rates. If you recently removed your swimming pool, let Agent or Company know.